{"id":13950,"date":"2021-11-22T15:36:27","date_gmt":"2021-11-22T21:36:27","guid":{"rendered":"https:\/\/www.netcredit.com\/blog\/?p=13950"},"modified":"2025-09-30T11:53:56","modified_gmt":"2025-09-30T16:53:56","slug":"netcredit-success-story","status":"publish","type":"post","link":"https:\/\/www.netcredit.com\/blog\/netcredit-success-story\/","title":{"rendered":"Managing Expenses Through a Lifestyle Change: A NetCredit Success Story"},"content":{"rendered":"<p><em>Disclaimer: Customer was compensated for sharing their experience<\/em><em>. Interview has been edited for clarity. <\/em><\/p>\n<p>Alanna is a hardworking cosmetologist from Missouri with two daughters. Although she earned a steady income working at a salon, she decided to pursue her passion and open her own shop.<\/p>\n<p>&nbsp;<\/p>\n<h2><strong>Alanna Stays on Top of Her Personal Finances With <\/strong><strong>Budgeting Technology<\/strong><\/h2>\n<p><em>\u201cThe last couple of years I&#8217;ve really taken time to do the research, be diligent and follow a budget. But it did take a little bit of work for me to get there. [\u2026] I monitor my accounts by an app that I found, and with that app, I have my bank and all of my credit cards and recurring bills linked.\u201d<\/em><\/p>\n<p>Alanna has a convenient system to keep an eye on her finances with a helpful budgeting and credit monitoring app. It\u2019s never too late to start budgeting and get on the path to improve your finances. With free tools like an <a href=\"https:\/\/www.netcredit.com\/blog\/budget-calculator-3\/\">online budget calculator<\/a>, personal finance apps and <a href=\"https:\/\/www.netcredit.com\/blog\/access-your-credit-score-free\/\">credit monitoring services<\/a>, you can take steps toward better financial health.<\/p>\n<p>&nbsp;<\/p>\n<h2><strong>Alanna Pursued Her Dream and Opened a Salon<\/strong><\/h2>\n<p><em>\u201cI had just had a move, and I had gone from being at a commission salon to opening my own salon [and] renting a space. And with that, there were a lot of finances involved. I had to purchase all of my product [and] had rent. I had to get licensed and, you know, a magnitude of things. It was just really overwhelming. And that&#8217;s when I found NetCredit. [\u2026] And with that, I applied for the loan. It was so easy. I just did it online, and I heard back really fast and I was able to get that.\u201d<\/em><\/p>\n<p>Alanna realized that making a lifestyle change was a big financial investment with several unexpected expenses along the way. With a NetCredit <a href=\"https:\/\/www.netcredit.com\/personal-loans\" target=\"_blank\" rel=\"noopener\">loan<\/a> or <a href=\"https:\/\/www.netcredit.com\/line-of-credit\" target=\"_blank\" rel=\"noopener\">line of credit<\/a>, you can pay for the necessities and get back on your feet faster.<\/p>\n<p><em>\u00a0<\/em><\/p>\n<h2><strong>She Created a Financial Foundation With Access to Credit<\/strong><em>\u00a0<\/em><\/h2>\n<p><em>\u201c[The credit] put me in a place where I was more financially stable. [I was able] to go [\u2026] from having a steady income guaranteed that I didn&#8217;t have to necessarily generate to having to generate my [own] income. And that credit gave me the foundation to do that.\u201d\u00a0<\/em><\/p>\n<p>A line of credit is a good option for those who have an ongoing need for credit. Similar to a credit card, a line of credit provides revolving access up to a credit limit. As the balance is repaid, that amount is available again to reuse.<\/p>\n<p>&nbsp;<\/p>\n<h2><strong>She Appreciated the Flexible Repayment Options<\/strong><\/h2>\n<p><em>\u201cOne of the things that I really liked about NetCredit that made me decide to go with them was that people said you can set your payments and it&#8217;s not overwhelming. If you&#8217;ve been in a better situation, you can pay it off early. And I actually ended up paying mine off early.\u201d <\/em><em>\u00a0<\/em><\/p>\n<p>Whenever you borrow money, it\u2019s important to make sure you can reasonably afford to take out and repay the loan based on your income. With a NetCredit loan or line of credit, you have <a href=\"https:\/\/www.netcredit.com\/how-it-works#RightFit\" target=\"_blank\" rel=\"noopener\">flexible repayment options<\/a> to suit your needs and your budget. If your financial situation changes, you can make extra payments or pay off your loan early with no penalties.<\/p>\n<p>&nbsp;<\/p>\n<h2><strong>Alanna Established Her Business and Improved Her Finances <\/strong><\/h2>\n<p><em>\u201cWhen you have a loan and, you know, you are working on your credit, it just really makes you aware of, you know, how each financial decision will affect your life. And I felt good that I was able to get the loan. <\/em><em>\u00a0<\/em><\/p>\n<p><em>I was able to follow my goals and be financially supportive of my children. I would absolutely use NetCredit again. [\u2026]\u00a0It helped me establish my business, and from there I was able to grow financially.\u201d<\/em><\/p>\n<p>&nbsp;<\/p>\n<p>If you need flexible funding with options that suit your needs, <a href=\"https:\/\/www.netcredit.com\/apply\" target=\"_blank\" rel=\"noopener\">apply<\/a> for a NetCredit loan or line of credit today.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Disclaimer: Customer was compensated for sharing their experience. Interview has been edited for clarity. Alanna is a hardworking cosmetologist from &#8230;<\/p>\n","protected":false},"author":16,"featured_media":13951,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[626],"tags":[765,766],"class_list":["post-13950","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-improving-finances","tag-customer-story","tag-success-story"],"pp_statuses_selecting_workflow":false,"pp_workflow_action":"current","pp_status_selection":"publish","pp_post_mime_type":"publish","yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Managing Expenses Through a Lifestyle Change: A NetCredit Success Story - NetCredit Blog<\/title>\n<meta name=\"description\" content=\"Read how a real NetCredit customer managed her finances as she went through a major lifestyle transition.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.netcredit.com\/blog\/netcredit-success-story\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Managing Expenses Through a Lifestyle Change: A NetCredit Success Story - 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