Lenders have always taken measures to combat fraud and identity theft. This is why they carefully verify each applicant\u2019s personal information before making a decision. Commonly, lenders will require the following documents to confirm your identity:<\/p>\n
Proof of Personal Identification<\/strong><\/p>\n Acceptable documentation may include:<\/p>\n \u2022 Driver\u2019s license Proof of Employment or Income<\/strong><\/p>\n Acceptable documentation may include:<\/p>\n \u2022 Paystubs Proof of Address<\/strong><\/p>\n Acceptable documentation may include:<\/p>\n \u2022 Recent utility bill Some applicants may be required to provide additional information and\/or documents beyond the standard application. This may be necessary if there are issues pertaining to the prospective borrower\u2019s credit history or income, or if any of the provided information wasn\u2019t sufficient enough to be verified.<\/p>\n
\n\u2022 Birth certificate
\n\u2022 Social Security card
\n\u2022 Passport
\n\u2022 Government-issued identification card<\/p>\n
\n\u2022 Tax returns
\n\u2022 1099s
\n\u2022 Bank statements
\n\u2022 Employer contact information<\/p>\n
\n\u2022 Voter registration card
\n\u2022 Proof of insurance
\n\u2022 Mortgage statement
\n\u2022 Rental agreement<\/p>\n<\/h2>\n
What Should I Do if My Application Is Denied?<\/h2>\n