{"id":15267,"date":"2025-06-24T09:00:19","date_gmt":"2025-06-24T14:00:19","guid":{"rendered":"https:\/\/www.netcredit.com\/blog\/?p=15267"},"modified":"2026-01-15T13:54:08","modified_gmt":"2026-01-15T19:54:08","slug":"cheapest-grocery-store","status":"publish","type":"post","link":"https:\/\/www.netcredit.com\/blog\/cheapest-grocery-store\/","title":{"rendered":"The Most Affordable Grocery Store in Every State"},"content":{"rendered":"<p>Rising food prices have made everyday Americans more proactive in finding the cheapest option for grocery shopping. As <a href=\"https:\/\/www.cspinet.org\/cspi-news\/why-are-groceries-so-expensive-what-you-need-know\" target=\"_blank\" rel=\"noopener\">global events<\/a> hinder the path from farm to table, many consumers have figured out their own \u201csupply chain.\u201d Stores and suppliers are adjusting too.<\/p>\n<p>So which stores are cheapest? Well, it depends on where you live.<\/p>\n<p>To help families on their way to <a href=\"https:\/\/www.netcredit.com\/blog\/how-to-budget\/\">better budgeting<\/a>, we analyzed prices at over 2,000 grocery stores. We looked at 136 supermarket chains in hundreds of cities across the country and found the least expensive stores, on average, in every state and major city. Here are the results.<\/p>\n<h2>Key Findings: What are the cheapest grocery stores?<\/h2>\n<ul>\n<li><strong>Target<\/strong> is the most affordable supermarket in <strong>15 states<\/strong>, including Florida and Hawaii \u2014 the highest number for any chain.<\/li>\n<li><strong>Walmart<\/strong> sells the cheapest groceries in New York, Los Angeles, San Francisco and Philadelphia.<\/li>\n<li>In <strong>Oregon<\/strong>, <strong>Grocery Outlet<\/strong> is -32.71% cheaper than the average Oregon supermarket, the biggest saving in any state.<\/li>\n<li><strong>Grocery Outlet<\/strong> is <strong>-34.02%<\/strong> cheaper than the average supermarket in <strong>Washington, D.C.<\/strong>, the biggest saving of any location in our study.<\/li>\n<\/ul>\n<h2>Target or Walmart sell the least expensive groceries in 23 out of 50 states.<\/h2>\n<p>First, we built a set basket of branded groceries to compare the average cost at different supermarket chains in each state. We found that Target is the cheapest in 15 states and Walmart in eight states \u2014 including New York and California. Grocery Outlet is the most affordable option in six states, while Hy-Vee and Food Lion are cheapest in five states each.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-15283 size-full\" src=\"https:\/\/www.netcredit.com\/blog\/wp-content\/uploads\/sites\/3\/2025\/06\/01_The-Most-Affordable-Supermarket-in-Every-State-2.png\" alt=\"Infographic about the most affordable supermarkets in every state.\" width=\"2400\" height=\"2918\" srcset=\"https:\/\/www.netcredit.com\/blog\/wp-content\/uploads\/sites\/3\/2025\/06\/01_The-Most-Affordable-Supermarket-in-Every-State-2.png 2400w, https:\/\/www.netcredit.com\/blog\/wp-content\/uploads\/sites\/3\/2025\/06\/01_The-Most-Affordable-Supermarket-in-Every-State-2-247x300.png 247w, https:\/\/www.netcredit.com\/blog\/wp-content\/uploads\/sites\/3\/2025\/06\/01_The-Most-Affordable-Supermarket-in-Every-State-2-842x1024.png 842w, https:\/\/www.netcredit.com\/blog\/wp-content\/uploads\/sites\/3\/2025\/06\/01_The-Most-Affordable-Supermarket-in-Every-State-2-768x934.png 768w, https:\/\/www.netcredit.com\/blog\/wp-content\/uploads\/sites\/3\/2025\/06\/01_The-Most-Affordable-Supermarket-in-Every-State-2-1263x1536.png 1263w, https:\/\/www.netcredit.com\/blog\/wp-content\/uploads\/sites\/3\/2025\/06\/01_The-Most-Affordable-Supermarket-in-Every-State-2-1684x2048.png 1684w, https:\/\/www.netcredit.com\/blog\/wp-content\/uploads\/sites\/3\/2025\/06\/01_The-Most-Affordable-Supermarket-in-Every-State-2-150x182.png 150w, https:\/\/www.netcredit.com\/blog\/wp-content\/uploads\/sites\/3\/2025\/06\/01_The-Most-Affordable-Supermarket-in-Every-State-2-640x778.png 640w\" sizes=\"auto, (max-width: 2400px) 100vw, 2400px\" \/><\/p>\n<p>In May 2024, Target made sweeping reductions across <a href=\"https:\/\/corporate.target.com\/press\/release\/2024\/05\/target-will-help-consumers-save-big-by-lowering-prices-on-5,000-frequently-shopped-items\" target=\"_blank\" rel=\"noopener\">5,000 everyday grocery products<\/a>, including brands like Huggies and Persil. In addition, Target stores offer a <a href=\"https:\/\/help.target.com\/help\/targetguesthelparticledetail\" target=\"_blank\" rel=\"noopener\">price match guarantee<\/a> that applies not just to rival stores but to their own online pricing. If you see qualifying items cheaper than in the store, the store\u2019s Guest Service should honor the cheaper price.<\/p>\n<p>All the same, the best savings may be made by opting for Target\u2019s private-label goods, which can be much cheaper than the sometimes-astonishing price of branded products. \u201cIf I hear a gasp, I&#8217;ll say, \u2018May I show you something comparable?\u2019\u201d says shelf-stocker <a href=\"https:\/\/www.npr.org\/2024\/07\/10\/nx-s1-5033145\/inflation-food-grocery-prices-economy\" target=\"_blank\" rel=\"noopener\">Amanda Whitworth<\/a>.<\/p>\n<h2>Regional chains offer best grocery prices in Seattle, San Diego and San Antonio.<\/h2>\n<p>Next, we identified the cheapest supermarket in 20 major U.S. cities, comparing the prices at each store with others locally.<\/p>\n<p>On the East Coast, Grocery Outlet is the most affordable supermarket in both San Diego and Seattle. Grocery Outlet is operational in just 11 states and offers an \u201c<a href=\"https:\/\/www.checkbook.org\/puget-sound-area\/supermarkets\/articles\/Which-Grocery-Stores-Offer-the-Best-Prices-and-Quality-2058\" target=\"_blank\" rel=\"noopener\">odd assortment of steeply discounted surplus national-brand products<\/a>\u201d based on buying in discounted, oversupplied or discontinued groceries and brands. The store is particularly noted for providing organic and health foods at a lower price than other large grocers.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-15290 size-full\" src=\"https:\/\/www.netcredit.com\/blog\/wp-content\/uploads\/sites\/3\/2025\/06\/02_The-Most-Affordable-Supermarket-in-Major-US-Cities-2.png\" alt=\"U.S. map showing the most affordable supermarkets in major U.S. cities\" width=\"2400\" height=\"2918\" srcset=\"https:\/\/www.netcredit.com\/blog\/wp-content\/uploads\/sites\/3\/2025\/06\/02_The-Most-Affordable-Supermarket-in-Major-US-Cities-2.png 2400w, https:\/\/www.netcredit.com\/blog\/wp-content\/uploads\/sites\/3\/2025\/06\/02_The-Most-Affordable-Supermarket-in-Major-US-Cities-2-247x300.png 247w, https:\/\/www.netcredit.com\/blog\/wp-content\/uploads\/sites\/3\/2025\/06\/02_The-Most-Affordable-Supermarket-in-Major-US-Cities-2-842x1024.png 842w, https:\/\/www.netcredit.com\/blog\/wp-content\/uploads\/sites\/3\/2025\/06\/02_The-Most-Affordable-Supermarket-in-Major-US-Cities-2-768x934.png 768w, https:\/\/www.netcredit.com\/blog\/wp-content\/uploads\/sites\/3\/2025\/06\/02_The-Most-Affordable-Supermarket-in-Major-US-Cities-2-1263x1536.png 1263w, https:\/\/www.netcredit.com\/blog\/wp-content\/uploads\/sites\/3\/2025\/06\/02_The-Most-Affordable-Supermarket-in-Major-US-Cities-2-1684x2048.png 1684w, https:\/\/www.netcredit.com\/blog\/wp-content\/uploads\/sites\/3\/2025\/06\/02_The-Most-Affordable-Supermarket-in-Major-US-Cities-2-150x182.png 150w, https:\/\/www.netcredit.com\/blog\/wp-content\/uploads\/sites\/3\/2025\/06\/02_The-Most-Affordable-Supermarket-in-Major-US-Cities-2-640x778.png 640w\" sizes=\"auto, (max-width: 2400px) 100vw, 2400px\" \/><\/p>\n<p>In Texas, Food City is the most affordable in both Dallas and Fort Worth \u2014 cheaper than the local average by -12.40% and -13.41%, respectively. In San Antonio, H-E-B offers savings of -11.88% compared to local competition. Three new H-E-B stores are planned for the San Antonio area over the next 18 months. The brand has been operational for over <a href=\"https:\/\/www.ksat.com\/news\/local\/2025\/05\/05\/h-e-b-continues-texas-expansion-set-to-open-newest-location-in-melissa-next-week\/\" target=\"_blank\" rel=\"noopener\">120 years<\/a> and presently maintains more than 430 stores across Texas and Mexico.<\/p>\n<h2>The most affordable supermarket in over 100 U.S. cities.<\/h2>\n<p>Finally, we created this interactive resource to find the cheapest supermarket chain in your state and 145 major U.S. cities. Use the buttons to switch between cities and states, or use the search box to jump straight to your location and reveal the average price difference between each store and the local average. You can also use the arrows to sort the data.<\/p>\n<div style=\"max-width:100%;margin:auto;\"><iframe class=\"neomam-iframe\" src=\"https:\/\/embed.neomam.com\/the-most-affordable-supermarket-in-every-state\/\" width=\"100%\" frameborder=\"0\" style=\"display:block;margin:auto;max-width:100%;\"><\/iframe><\/div>\n<p>Grocery Outlet offers the biggest savings in any state (Oregon, where it is -32.71% cheaper than the local average) and in any city (Washington, D.C., where it is -34.02% cheaper than average). However, in some cities, the price difference between stores is far less profound.<\/p>\n<p>For example, in Lincoln, Nebraska, the best bet is Hy-Vee, which is -7.20% cheaper than the local average; the least affordable supermarket in Lincoln is Family Fare Supermarkets, which is +11.89% more expensive than the local average.<\/p>\n<h2>How to save money on supermarket groceries.<\/h2>\n<p>Supermarket shopping makes picking up groceries far more convenient than for previous generations, who would need to visit a number of specialist shops to fill their larder.<\/p>\n<p>But taking full advantage of this convenience and the price advantages of the supermarket model needs a bit more work. Here are six tips to help you <a href=\"https:\/\/www.cashnetusa.com\/blog\/supermarket-survival-tips\/\" target=\"_blank\" rel=\"noopener\">save money on groceries<\/a> when you head out to the store.<\/p>\n<ol>\n<li>Use the store\u2019s loyalty program to accumulate points and access discounts.<\/li>\n<li>Make a list and stick to it \u2014 don\u2019t get distracted by special offers on non-essentials.<\/li>\n<li>Go alone and when it\u2019s quiet. Hungry children and bustling aisles can entice you to make deviations from your shopping list.<\/li>\n<li>Buy the store\u2019s own branded version of goods unless you are certain the branded version offers proven nutritional benefits.<\/li>\n<li>Buy in-season produce. Fruit and veg that are in season tend to be both <a href=\"https:\/\/www.heart.org\/en\/news\/2024\/07\/12\/why-seasonal-eating-can-be-a-healthy-delight\" target=\"_blank\" rel=\"noopener\">healthier<\/a> and cheaper.<\/li>\n<li>Stores tend to reduce near-to-expiry goods at regular times of the day or week. Figure out when your local store clerk goes around with the price reduction stickers \u2014 if you shop with the idea of putting together meals from what\u2019s reduced, it\u2019s the one exception to sticking to your list.<\/li>\n<\/ol>\n<p>While grocery prices are rising in general, the supermarkets we\u2019ve covered are keen to compete on pricing with their rivals \u2014 whether by matching prices, stocking discontinued lines or offering cheaper alternatives.<\/p>\n<p>It can also be reassuring to think that the price of food may seem to continually rise because you notice it every week when you visit the store. Of course, the price of most things is always rising, but you\u2019re reminded of it less often.<\/p>\n<p>\u201cUnlike other prices, we see and experience food prices on a weekly, if not more frequent, basis,\u201d says <a href=\"https:\/\/www.npr.org\/2024\/07\/10\/nx-s1-5033145\/inflation-food-grocery-prices-economy\" target=\"_blank\" rel=\"noopener\">David Ortega<\/a>, a food economist at Michigan State University. \u201cWe buy food more often than we get a haircut or book a vacation or buy a car.\u201d<\/p>\n<h2>Methodology<\/h2>\n<p>To discover the most affordable supermarket chains by state and city, we explored grocery prices from more than 2,000 stores across America.<\/p>\n<p>First, we created a seed list of items from major brands (e.g., packs of Coca-Cola, bags of Cheetos and tubs of Ben and Jerry&#8217;s) to compare like for like across different stores in each location.<\/p>\n<p>Next, we built a seed list of 145 cities, including the top 100 most populous across America and at least the two most populous in each state.<\/p>\n<p>Using Instacart.com, we then input an address from the most populous zip code in each state\/city and sourced the prices of the branded grocery items from every available store that delivers to that location.<\/p>\n<p>Once the data was collected, we calculated the average price per item at every chain in each city\/state.<\/p>\n<p>Comparing the average prices of the branded items to the average across all chains in each state\/city allowed us to calculate the price premiums.<\/p>\n<p>The data is correct as of April 2025.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Rising food prices have made everyday Americans more proactive in finding the cheapest option for grocery shopping. As global events &#8230;<\/p>\n","protected":false},"author":29,"featured_media":15270,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[626],"tags":[],"class_list":["post-15267","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-improving-finances"],"pp_statuses_selecting_workflow":false,"pp_workflow_action":"current","pp_status_selection":"publish","pp_post_mime_type":"publish","yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The Most Affordable Grocery Store in Every State - NetCredit Blog<\/title>\n<meta name=\"description\" content=\"Discover which grocery store is the most affordable in your state. Plus, discover how to save on groceries.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.netcredit.com\/blog\/cheapest-grocery-store\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Most Affordable Grocery Store in Every State - NetCredit Blog\" \/>\n<meta property=\"og:description\" content=\"Discover which grocery store is the most affordable in your state. Plus, discover how to save on groceries.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.netcredit.com\/blog\/cheapest-grocery-store\/\" \/>\n<meta property=\"og:site_name\" content=\"NetCredit Blog\" \/>\n<meta property=\"article:published_time\" content=\"2025-06-24T14:00:19+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-15T19:54:08+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.netcredit.com\/blog\/wp-content\/uploads\/sites\/3\/2025\/06\/Header_The-Most-Affordable-Supermarket-in-Every-State.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"750\" \/>\n\t<meta property=\"og:image:height\" content=\"393\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Matt Pelkey\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Matt Pelkey\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"The Most Affordable Grocery Store in Every State - NetCredit Blog","description":"Discover which grocery store is the most affordable in your state. 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