{"id":1803,"date":"2016-11-22T09:00:27","date_gmt":"2016-11-22T15:00:27","guid":{"rendered":"https:\/\/www.netcredit.com\/?p=1803"},"modified":"2020-03-17T15:42:15","modified_gmt":"2020-03-17T20:42:15","slug":"5-ways-to-make-online-purchases-without-a-debit-or-credit-card","status":"publish","type":"post","link":"https:\/\/www.netcredit.com\/blog\/5-ways-to-make-online-purchases-without-a-debit-or-credit-card\/","title":{"rendered":"5 Ways to Make Online Purchases Without a Debit or Credit Card"},"content":{"rendered":"

\"onlineOnline shopping has increased 41% since 2014, a sure sign that internet-based consumerism isn\u2019t going anywhere \u2014 and for good reason.1 <\/sup>Retailers often offer a larger selection online than in stores, not to mention the added convenience of home delivery. But until recently, that convenience has been largely out of reach for many of those who are unbanked or underbanked, as they often lack a credit<\/a> or debit card to make online purchases with.<\/p>\n

Fortunately for those without plastic payment systems, several retailers and services are ushering in alternative, cash-friendly solutions. Note that despite the convenience, many of these services come with various fees, so it\u2019s essential to conduct careful research before committing to any card-less options.<\/p>\n

 <\/p>\n

PayNearMe<\/strong><\/h3>\n

PayNearMe is a service that lets consumers use cash for purchases they might typically need a card for, including bill pay and online purchases. For online orders, users can choose the PayNearMe option within the checkout menu (although not all online retailers offer this).<\/p>\n

Next, you\u2019ll get a receipt to either print or display on your mobile phone. Take this to a 7-Eleven or ACE Cash Express and make your payment in cash. The cashier will then scan the printed receipt to notify the online vendor that you have paid in full.<\/p>\n

 <\/p>\n

Coinstar<\/strong><\/h3>\n

You probably know Coinstar as the grocery store kiosks that let customers exchange their change collection for dollar bills. But these green machines can also turn cash and bills into gift cards for retailers such as Amazon, iTunes and Old Navy, all of which can be redeemed online.<\/p>\n

 <\/p>\n

Walmart<\/strong><\/h3>\n

In 2012 Walmart introduced a \u201cPay with Cash\u201d option for online orders at Walmart.com, making it the first major retailer to allow customers to make online purchases without a credit, debit or prepaid card. To utilize this feature, select the \u201ccash\u201d option during the online checkout process, print the receipt, then head to a Walmart location within 48 hours to pay at a register. Once the payment is complete, the shipping process begins.<\/p>\n

 <\/p>\n

Toys \u201cR\u201d Us<\/strong><\/h3>\n

Similar to Walmart, Toys \u201cR\u201d Us now offers the option to order online and pay in-store. Customers can reserve their purchase online by selecting \u201cPay In Store\u201d in the online checkout process. They\u2019ll receive an email receipt to print or display on their mobile phone. The customer can then present this receipt at any Toys \u201cR\u201d Us or Babies \u201cR\u201d Us store in the next 48 hours and pay with cash. The shipping process begins once payments are made.<\/p>\n

 <\/p>\n

Gift Cards<\/strong><\/h3>\n

Many convenience stores and drug stores now carry a wide selection of retail gift cards, from the generic Visa prepaid card to Amazon. These cards can be purchased with cash and, in most cases, used for online transactions.<\/p>\n

 <\/p>\n

References<\/p>\n

1<\/sup>Gesenhues, A. (June 9, 2016). Retail study: 9 out of 10 consumers say free shipping No. 1 incentive to shop online more<\/em>. Retrieved October 28, 2016, from http:\/\/marketingland.com\/e-commerce-report-9-10-consumers-say-free-shipping-no-1-incentive-shop-online-180280<\/p>\n","protected":false},"excerpt":{"rendered":"

Online shopping has increased 41% since 2014, a sure sign that internet-based consumerism isn\u2019t going anywhere \u2014 and for good …<\/p>\n","protected":false},"author":7,"featured_media":10133,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[623,626],"tags":[107,28,26,27],"class_list":["post-1803","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-health","category-improving-finances","tag-credit-2","tag-debit","tag-unbanked","tag-underbanked"],"pp_statuses_selecting_workflow":false,"pp_workflow_action":"current","pp_status_selection":"publish","pp_post_mime_type":"publish","yoast_head":"\nMake Online Purchases Without a Debit or Credit Card<\/title>\n<meta name=\"description\" content=\"Fortunately for those without plastic payment systems, several retailers and services are ushering in alternative, cash-friendly solutions.\" \/>\n<meta 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