A Personal Loan on Your Terms

Check your eligibility for up to $10,000 — without affecting your credit score.

Check Your Eligibility

This won’t affect your credit score!

A More Personal, Personal Loan

Find the RightFit

Use the My RightFit Tool to see your personalized loan options and choose the terms that work for you.

Know the ClearCost

Our ClearCost for Me promise leaves no surprises. The only fee you’ll ever pay is the daily simple interest on your loan. No application, early payment or late fees — ever.

Built-in CreditBuilder

With My CreditBuilder, build positive credit history with two of the major credit bureaus by making timely repayments, and move your finances forward.


1. Check Your Eligibility
Fill out the quick online form, and instantly see what you may qualify for. Thanks to My ScoreSaver, this won’t affect your credit score.

100% Committed to Customer Satisfaction

At NetCredit, your satisfaction comes first. That's why we've created a process that's simple, transparent and reliable.

Protect Your Choice

Protect Your Choice With NetCredit’s My Choice Guarantee, you can return your loan if it isn’t the right fit, until 5 p.m. CT on the business day after funding. No questions asked!

No Surprises

No Surprises At NetCredit, we keep our terms simple, so there’s nothing to hide! That’s why you’ll never find a single hidden fee. Check out our Rates & Terms for all the details.

Backed by Enova

Backed by Enova NetCredit is a wholly owned subsidiary of Enova International, Inc. (NYSE: ENVA), a leading online lender that has served over 3 million customers worldwide since 2004.

Protect Your Information

Learn How We Protect Your Information At NetCredit, we understand that your personal information is important to you. Our Secure Socket Layer (SSL) encryption protects your sensitive data whenever you apply or log in to your account.

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