May 2012

Personal Loan Lender
May 30, 2012

How to Choose the Right Personal Loan Lender (and Avoid the Scam)

  If you have decided to get a personal loan, be sure to thoroughly check out your prospective lender first. All lenders are not created equal and some are quite risky. Here’s what you need to know to break down the different types of lenders: State-Regulated Lenders These are generally non-bank lenders, meaning independent consumer loan […]

Pawn Shop FAQ
May 25, 2012

Are You a Pawn Star? If Not, Here’s What You Need to Know

  Ok, confess… have you ever been channel surfing in the middle of the night and landed on an episode of the History channel’s hit show, Pawn Stars? This History channel reality show follows the exploits at the World Famous Gold & Silver Pawn Shop in Las Vegas and plays a bit like a common […]

Cosign Loan
May 23, 2012

4 Crucial Reasons You Shouldn’t Cosign a Loan

  If a friend or family member asked you to cosign their loan, would you? We all want to be generous and helpful when our loved ones are in need. But there are four giant reasons why you should say “No” if asked. If you can’t think of all four, don’t answer that request until […]

Student Loan Interest Rate
May 21, 2012

Is the Interest Rate on Your Stafford Student Loan About to Double?

  Total student loan debt in the U.S. grew to over $1 trillion in April. With the average individual debt at $23,300 and climbing in an economy where graduates are struggling to find jobs, the situation is becoming a hotly debated topic in the media and on the political campaign trail. Some experts consider the […]

May 21, 2012

A Brief Guide to Auto Maintenance

To keep your vehicle running at its best, it’s important to keep up with regular inspections and maintenance. Common vehicle inspections, such as checking your oil level, can be done by most car owners. For more advanced procedures, such as a tune-up, it may be best to visit your mechanic. By maintaining your vehicle, you […]

Social Security Checks
May 18, 2012

Do You Know How Much Your Social Security Checks Will Be?

  Almost everyone who works in the U.S. pays money to the Social Security system. Unfortunately, the vast majority of workers have no idea how much they will get back when they retire. Do you? Here are the important details to understand about how you qualify, what you qualify for, and how to calculate your […]

Savings Plan
May 16, 2012

You Don’t Need to Be Rich to Have a Savings Plan

Thousands of books have been written on financial planning, and no single author’s advice is best for everyone. However, here are some common sense priorities that most financial planners would agree upon: Establish a cash emergency fund that is safe and easily accessible. It’s that you save the equivalent of three to six months’ pay. […]

May 15, 2012

Auto Safety Resource: Traveling with Pets

Traveling with a pet is a fun and companionable experience. However, there are several things that pet-owners should do to keep their pet animals comfortable. Without the right precautions, they can be subject to injury, illness, and a lack of shelter or other necessities. Of course, when animals are happy, their owners are happy too! […]

Improve Credit Score
May 14, 2012

Improve Your Credit Score With These 4 Simple Steps

Has the recession left you with a bad credit rating? Are you having trouble getting a loan? With a little diligence and patience, you can improve your credit score. Start by following these four simple, but essential, steps that can put you back on the road to recovery: 1. Obtain your free credit reports and […]

Personal Loan FAQ
May 9, 2012

What Everyone Should Know About Personal Loans Before Borrowing

What is a personal loan? A personal loan is a common way for an individual consumer to borrow money. Typically, the borrower receives a lump sum payment (the principal) from a lender and pays it back at a cost (interest rate plus any loan fees). Payments are made in regular installments over the term of […]