Your financial situation is unique. Shouldn't your loan options be, too?

  • Fast funding
  • Flexible terms
  • Up to $10,000Learn more at our Rates & Terms.
Check Your Eligibility

This won't affect your credit score.

What makes NetCredit different?

We look at more than just your credit score.

You're more than a number in a database, and you deserve a loan designed for you. NetCredit's advanced algorithms take a broader look at your finances to create an offer just for you. Learn how we use technology to help more people get credit.

You can pick what you need.

With NetCredit, you can borrow an amount that meets your needs and repay in a way that works for your financial situation. Find out how you can personalize your offer before you sign.

You can improve your finances.

Unlike some online lenders, we report to major credit bureaus. That means you can build positive credit history by making on-time payments, giving you the power to build a better future. See how repaying on time can boost your credit.

How It Works

Check your eligibility.

See how much you can borrow in minutes with our secure application.

Review your offer.

Choose what you want and see if the available amounts and terms work for you.

Get your money.

If approved, requested funds are deposited as soon as the same business day.*

What We Offer

NetCredit offers a range of funding options and amounts, including personal loans up to $10,000 and lines of credit up to $3,500.

Depending on your application and the state where you live, you might qualify for one or both of our lending products. Head to our Rates & Terms for more details and to learn what we offer in your state.

Check Your Eligibility

This won't affect your credit score.