A Personal Loan on Your Terms

Check your eligibility for up to $10,000 — without affecting your credit score.

Check Your Eligibility

This won’t affect your credit score!

A More Personal, Personal Loan

Find the RightFit

Use the My RightFit Tool to see your personalized loan options and choose the terms that work for you.

Know the ClearCost

Our ClearCost for Me promise leaves no surprises. You will never be charged an application, origination, prepayment, or non-sufficient funds fee. But, if your payment is late, you may be charged a late fee in some states.

Built-in CreditBuilder

With My CreditBuilder, build positive credit history with two of the major credit bureaus by making timely repayments, and move your finances forward.


1. Check Your Eligibility
Fill out the quick online form, and instantly see what you may qualify for. Thanks to My ScoreSaver, this won’t affect your credit score.

100% Committed to Customer Satisfaction

At NetCredit, your satisfaction comes first. That's why we've created a process that's simple, transparent and reliable.

Protect Your Choice

Protect Your ChoiceWith NetCredit’s My Choice Guarantee, you can return your loan within a limited time after funding if it isn’t the right fit. Read More!

No Surprises

No Surprises At NetCredit, we keep our terms simple, so there's nothing to hide! That's why you'll never find a single hidden fee. Check out our Rates & Terms for all the details.

Strong Partnerships for Your Benefit

Strong Partnerships for Your Benefit NetCredit is a wholly owned subsidiary of Enova International, Inc. (NYSE: ENVA), and has partnered with Republic Bank & Trust Company, member FDIC, to offer the best personal loan products possible.

Protect Your Information

Learn How We Protect Your InformationAt NetCredit, we understand your personal information is important to you. Check out our Privacy Policy to learn how we use your information.