Line of Credit Rewards

Unlock rewards with qualifying account activity that make your line of credit more flexible to repay and more affordable to get money when you need it.

Fee Saver


Fee Saver
When you make Qualifying Strings of Payments, Fee Saver rewards you by reducing the Statement Balance Fee you must pay each Billing Cycle. Over time, you may be able to reduce your Statement Balance Fee up to 60%!

For a full list of terms and definitions, visit the Line of Credit glossary page.

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See How Fee Saver Works

  • Alexis earns a Fee Saver reward by making a Qualifying String of Payments on her line of credit.
  • Since she is billed Monthly, the Statement Balance Fee she must pay each Billing Cycle is reduced by 8% after her first six months of consecutive on-time payments.
  • Alexis keeps making consecutive on-time payments for another six months, increasing her Statement Balance Fee savings to 16%.
  • As she continues to make consecutive on-time payments, Alexis continues to accrue Fee Saver rewards.
  • After 48 months of consecutive on-time payments, Alexis is able to reach her maximum Fee Saver reward, reducing her Statement Balance Fee by 60%!


Fee Saver is an earned reward that reduces the Statement Balance Fee you must pay each Billing Cycle.

You can earn Fee Saver rewards over time as you make Qualifying Strings of Payments (12 consecutive Bi-weekly/Semi-monthly or six consecutive Monthly payments). That means you can begin saving after just six months, with an 8% Statement Balance Fee reduction!

After 12 months of on-time payments, your savings may increase to 16%, and so on. As you continue to make on-time payments, you'll continue to increase your Fee Saver rewards.

For more information on how Fee Saver rewards build over time, visit the Rates & Terms.

You can accrue up to eight Fee Saver rewards by making consecutive, Qualifying Strings of Payments over time. This means you may be able to reduce your Statement Balance Fee by 60% after 48 months.

Fee Saver rewards are automatically applied to your account when you make a Qualifying String of Payments.

You can view your reduced Statement Balance Fee under “Fee Saver Status” within the “My Account” menu.

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