Line of Credit Rewards

Unlock rewards with qualifying account activity that make your line of credit more flexible to repay and more affordable to get money when you need it.

Fee Saver

Skip-a-Pay

Fee Saver
Each time you make a Qualifying String of Payments, we’ll reduce your Cash Advance Fee by 1.25%, so more money goes into your account with each Cash Advance. Keep up the Qualifying String of Payments, and we’ll continue lowering your Cash Advance Fee every six months — until it eventually drops to 0%. You will not lose any reductions in Statement Balance Fees that have already been applied to your Account. Any successful payments made towards your Qualifying String of Payments under prior versions of the program will count toward the current Fee Saver reward program. Additional reward terms and conditions apply. View the full Fee Saver Rewards Program Terms.

For a full list of terms and definitions, visit the Line of Credit glossary page.

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See How Fee Saver Works

  • Alexis earns a Fee Saver reward by making a Qualifying String of Payments on her line of credit.
  • The Cash Advance Fee she must pay each time she requests a Cash Advance is reduced by 1.25%.
  • Alexis makes another Qualifying String of Payments, increasing her Cash Advance Fee savings to 2.5%..
  • As she continues to make Qualifying Strings of Payments, Alexis continues to accrue Fee Saver rewards.
  • fter 48 consecutive months of on-time payments of at least the Minimum Payment amount included in her periodic statement, Alexis is able to reach her maximum Fee Saver reward, reducing her Cash Advance Fee to 0%!

FAQ

Fee Saver is an earned reward that reduces the Cash Advance Fee you must pay each time you request a Cash Advance.

When you make six consecutive months of on-time payments of at least your Minimum Payment amount included in your periodic statement, we’ll reduce your Cash Advance Fee by 1.25%, so more money goes into your Account with each Cash Advance. Keep making consecutive payments of at least the Minimum Payment amount included in your periodic statement, and we’ll continue lowering your Cash Advance Fee every six months — until it eventually drops to 0%.

You can earn Fee Saver rewards by making consecutive Qualifying Strings of Payments over time. This means you may be able to reduce your Cash Advance Fee down to 0%.

Fee Saver rewards are automatically applied to your account when you make a Qualifying String of Payments.

You can view your reduced Cash Advance Fee under “Fee Saver Status” within the “My Account” menu.

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