Fee Saver Program Terms

Fee Saver Program Terms

Each time you make a Qualifying String of Payments, we’ll reduce your Cash Advance Fee by 1.25%, so more money goes into your account with each Cash Advance. Keep up the Qualifying String of Payments, and we’ll continue lowering your Cash Advance Fee every six months — until it eventually drops to 0%. You will not lose any reductions in Statement Balance Fees that have already been applied to your Account. Any successful payments made towards your Qualifying String of Payments under prior versions of the program will count toward the current Fee Saver reward program.

For a full list of terms and definitions, visit the Line of Credit glossary page.

Disclaimer: We may make changes to the Fee Saver program at any time, including, but not limited to, canceling the program, reducing the amount of the reductions available to be earned, imposing caps on the amount of future reductions that can be earned, or decreasing the rate at which you earn future reductions. We reserve the right to change the terms of the program in accordance with applicable law. Even if you have earned a Fee Saver reward, there could be restrictions on your account (because, for example, your account is past due or otherwise frozen) that prevent you from taking a cash advance. We may temporarily prohibit you from earning Fee Saver reductions if your Account is closed, frozen or in past due status, but you will not lose the reductions you have already earned. However, any progress you have made in a Qualifying String of Payments to earn another reduction will be lost and you will not start making progress towards your next Qualifying String of Payments until you bring your account current.