A More Personal Loan

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About Us

Our mission is simple: create easy and welcoming opportunities for consumers to get access to the credit they need.

Who We Are

NetCredit is an online personal loan lender located in the heart of downtown Chicago. We’re a subsidiary of Enova International, Inc., a NYSE listed company (ENVA), which gives us the expertise and resources to realize our vision and enhance our product offerings. But within the NetCredit offices, we’re actually a small, focused and, dare we say, personal team: our brilliant developers, analysts, customer support specialists and other team members are extremely dedicated to making NetCredit the best solution for our customers.

Why We’re Different

  • We Believe Everyone Deserves Access to Credit

    Important decisions shouldn’t be based on just one number. That’s why we built a robust decision model that looks at a variety of factors—not just credit score—to determine eligibility and design a customized personal loan offer.

  • We Believe Our Customers Come First

    Our success depends on delivering what customers really want and exceeding their expectations. That’s why our friendly Customer Support team is based right here in Chicago to foster strong relationships, answer hard questions and solicit honest feedback.

  • We Believe It Should be Easy

    Life is complicated enough. At NetCredit, we strive to keep things simple, convenient and transparent. From our quick online application to our “no hidden fees” policy, we’re constantly working to make things a bit easier.

  • We Believe Good Lenders Offer More than Loans

    As the saying goes, “Knowledge is power.” That's why we provide our customers with a wealth of tools and tips about how to improve their credit, pay off their debt and retire comfortably.

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