There are different types of personal loans, all with varying loan amounts, interest rates and repayment periods. But the best personal loans are just that — personal.
That’s why NetCredit offers flexible loans for people who want to be treated like more than just a credit score. We provide a more personal, personal loan that gives you the ability to customize your terms and create a loan that is right for your individual financial needs.
See Rates & Terms for loan details in your state.
Complete our two-page online application form with your personal, employment and banking information. Thanks to My ScoreSaver™, checking your eligibility won’t affect your credit score!
If approved, money is deposited into your bank account as soon as the next business day.* As you make your scheduled payments, My CreditBuilder may help you build positive credit history.
Repaying your NetCredit installment loan is designed to be convenient. At application, you can choose between having your payments drawn automatically from your bank account via ACH or paying via paper check.
You can always repay your loan early, at any time, with no added costs or fees.
If eligible, in certain states you may be able to borrow more money or restructure your payments by refinancing your loan.
Our My CreditBuilder feature may help to build positive credit history with on-time payments.
NetCredit does not offer loans to UK residents, but our sister company, On Stride Financial, does. Visit On Stride's personal loans guide to learn more and apply for an online loan in the UK.
*Loans approved by 6pm CT are typically funded the next business day. Consult with your financial institution for information about when funds will be available.