December 2012

Borrowers
December 30, 2012

Who’s Borrowing What: Demographics of Personal Loan Borrowers

NetCredit recently conducted a survey, with Redshift Research, to better understand the demographics of Americans borrowing loans today. Whether borrowing to buy an engagement ring, cover emergency medical expenses or pay for schooling, the data may surprise you. This infographic reviews some of the key findings from this survey of 1,900 people throughout the U.S., […]

by Briana Fabbri
Layaway vs. Credit
December 27, 2012

Layaways vs. Credit Card Purchases

The term “layaway” has been around for decades. The increased availability of standard and in-store credit cards, however, has made layaways less fashionable in recent years. That seems to be changing of late. Certain retailers are finding out that a layaway is a sure-fire method to increase sales, while avoiding the potential risks involved with […]

by Briana Fabbri
Cyber Monday Deals
December 23, 2012

Black Friday and Cyber Monday: Our New Holiday Season Big Dates

An interesting thing has happened to our American holiday season. It seems to have grown with the addition of two additional landmark dates: Black Friday and Cyber Monday. For the past few decades, the Holiday season has included Christmas and Hanukah, bookended with Thanksgiving and New Year’s Day. But now, more than ever, the “unofficial” […]

by Briana Fabbri
Personal Finance News
December 21, 2012

Personal Finance News Round-Up for Friday, December 21, 2012

Here’s a review of top personal finance stories, columns and studies from publications, websites and blogs across the country. Is your charity IRS-approved for tax deduction? Tis the season for giving, and many Americans will be making end-of-the-year contributions to charities, assuming they will be tax-deductible. The vast majority of them will be, but the […]

by Briana Fabbri
Great Recession
December 19, 2012

Comparing the Great Recession of 2008 with the Great Depression

We all felt it. In fact, many of us are all still feeling it. The impact of what is now called the Great Recession of 2008 still reverberates today. Home values fell off a cliff, waves of foreclosures hit the market, and the unemployment rate topped 10 percent for the first time in nearly 25 […]

by Briana Fabbri
Personal Finance News
December 18, 2012

Personal Finance News Round-Up for Friday, December 18, 2012

Here’s a review of top personal finance stories, columns and studies from publications, websites and blogs across the country. Areas of your budget that might be costing you unnecessarily Like a slow plumbing leak in your home that is not readily apparent but can do a lot of damage in the long run, shoring up […]

by Briana Fabbri
Personal Finance News
December 14, 2012

Personal Finance News Round-Up for Friday, December 14, 2012

Here’s a review of top personal finance stories, columns and studies from publications, websites and blogs across the country. Mortgage rates dip again Rates on 30-year mortgages fell again this week, according to Mortgage buyer Freddie Mac. The average mortgage rate is now 3.32%, below last week’s 3.34%, and only slightly above the all-time low […]

by Briana Fabbri
Loan Payment Tax Deductible
December 13, 2012

Are Your Loan Payments Tax Deductible?

Credit, used responsibly, is a good thing. It helps prime the economic pump by assisting consumers buy things now and pay off the loan over time. Certain types of credit have another major benefit—income tax deductibility. Which types of credit payments are tax-deductible and which are not? Up until 1986, many types of loan interest […]

by Briana Fabbri
Personal Finance News
December 11, 2012

Personal Finance News Round-Up for Tuesday, December 11, 2012

Here’s a review of top personal finance stories, columns and studies from publications, websites and blogs across the country. Refinancing before retirement could be a good option… for some homeowners Many people are taking advantage of historically low interest rates to refinance mortgages, but it’s not as simple a decision if you’re nearing retirement. While […]

by Briana Fabbri
Paycheck to Paycheck
December 11, 2012

Americans Living Paycheck to Paycheck (Infographic)

The economic downturn of the past five years has meant that more Americans are living paycheck to paycheck. NetCredit recently sponsored a survey of such families, with eye-opening results. This is the first of two infographics based on our TNS Omnibus survey results.  

by Briana Fabbri

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