Pros and Cons of Using Home Equity Loans to Consolidate Debts

When faced with multiple payments, higher rates and a growing debt burden, many consumers look for a debt consolidation loan. A debt consolidation loan is a financing program that replaces multiple credit accounts with one consolidated loan. Instead of ten credit card accounts with ten payments, the borrower will have […]

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Information on the Importance of Good Credit

Your credit score is one of the most important measures of your financial health. By maintaining a good credit record and engaging in fiscally responsible behaviors, you can reap many benefits that are often not available to individuals who fail to manage their credit and finances. Unfortunately, not everyone understands […]

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More Lenders are Automating to Make Borrowing Easier

Even if you haven’t applied for a loan in a while, you can probably remember the process. If you used a non-local lender, you filled out a loan application, signed several authorization forms and mailed off your request. Soon, your loan approval arrived in the mail, along with a loan […]

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How Do Americans Pay for Health Care Today?

For the past few years, one of the most talked about consumer issue has involved the health care debate. Although it has subsided in recent months, with all eyes focused on the fiscal cliff, health care costs and health insurance coverage continue to be a concern for many legislators, politicians […]

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How Can I Tell If an Online Application is Secure?

It has now become second nature for many consumers to complete online applications as they subscribe for services, join social media groups or shop online. That wouldn’t be so bad, except that many of these websites ask for personal information that can expose consumers to potential identity theft or credit […]

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