July 2013

Unbanked In The USA
July 31, 2013

Infographic: Unbanked In The USA

In the past month we’ve talked extensively about what it means to be unbanked or underbanked in the United States. We’ve also covered a number of alternatives to traditional banks, including prepaid debit cards and mobile financial services. To cap off our unbanked and underbanked series, we’ve gathered all of that information together in an infographic.

July 29, 2013

That Fix-Up Cost How Much? 5 Ways to Vet Your Handyman

A few weeks back we talked about which home improvement projects are DIY-able, and which are better left to the professionals. Whether for safety reasons or because you just don’t have the time or skillset to complete a project, sometimes you’re just better off hiring a trained handyman. But just because you find a plumber, […]

Retirement Advice
July 26, 2013

NetCredit Asks: What Do You Wish You’d Known About Retirement Savings When You Were Younger?

To better understand what we can all be doing now to better prepare for the future, we turned the question to readers. We asked, “What do you wish you’d known about retirement savings when you were younger?”

Breadwinner Mom
July 24, 2013

New ‘Breadwinner Moms’ Aren’t Necessarily Well-Off

Between recent headlines about the new “breadwinner moms” and the rise of two powerful working moms in the tech industry (Yahoo!’s Marissa Mayer and Facebook’s Sheryl Sandberg), it appears that earning power and financial status might be changing course for the American mom. Before we mark this transition down in history, however, let’s take a […]

Home Energy Cost
July 22, 2013

9 Ways to Save on Energy Costs

According to a report from the U.S. Department of Energy, the typical American family spends $2,000 per year on utility bills. That’s a lot of cash, but the good news is, you can lower this amount by up to 25% with a few energy efficiency tweaks. No doubt you’ve seen commercials for energy efficient washers, […]

Build Credit
July 21, 2013

4 Tips to Help You Build Your Credit and Save

Did you know your NetCredit loan may help you build your credit history? That’s right; we are now reporting payment activity to major credit bureaus because we are committed to helping you achieve your long-term financial goals. Here’s what this new feature means for you and your credit. Let’s start with some credit basics Your […]

Millennials Take the App Approach to Retirement Planning
July 19, 2013

Retirement Planning Tips for Millennials, Gen X-ers & Boomers

What’s the best tool out there to help you plan for retirement? That depends – are you a Boomer, a Gen X-er or a Millennial? According to a recent survey from the American United Life Insurance Company, the preferred resources for retirement preparation rely heavily on age. Here’s a breakdown of which tools various age […]

Student Debt Infographic
July 17, 2013

Infographic: The Lowdown On Student Debt & 10 Tips For Tackling Loans After Graduation

As the student loan debt clock creeps higher and higher, education debt hangs heavy on the minds of millions of Americans, both students and parents alike. To cap off our student loan debt series, we pooled data on the cost of college in the following infographic.

Home Improvement Safety
July 15, 2013

Savings vs. Safety: 3 Home Projects to Think Twice About DIY-ing

Home improvement and repair costs can stack up quickly, and oftentimes they come when you least expect them. Tackling the problem yourself can be an affordable alternative to calling a repairman, and many Americans are doing so. But before you pick up that hammer, be sure to consider the risks, from legal to safety to […]

Retirement Savings
July 12, 2013

Half of Americans Worry They Won’t Have Enough to Retire

Few tasks are as daunting as putting enough money away for retirement. According to a 2013 survey from the Employee Benefit Research Institute, working Americans are worried that their retirement savings simply won’t cut it. A small minority of Americans – just 13% – are “very confident” about having enough money for a comfortable retirement. […]