October 2013

401k Alternative
October 30, 2013

5 Alternatives To The 401k

  So your employer doesn’t offer a 401k. While there are several obvious benefits to this common retirement plan (including easy set up and the possibility of matching contributions from your employer), that doesn’t necessarily mean you’re out of luck when it comes to saving for retirement. Here are five alternatives to the traditional and […]

by Briana Fabbri
Car Purchase
October 28, 2013

Should I Buy Or Lease A Car with Less-Than-Perfect Credit?

  If you’re in the market for a new car, there are a lot of important decisions in your future, from financing to features. One of the first things you’ll need to determine, though, is whether you want to buy or lease an automobile. Both buying and leasing have their advantages, so it’s not an […]

by Briana Fabbri
Credit Card Use
October 28, 2013

Why Millennials Are Choosing Debit Rather Than Credit

These days a substantial number of young adults are opting out of credit cards altogether. In a recent study, FICO nicknamed the Millennial generation “The Young and the Cardless.” According to their research, in 2012, 16% of those ages 18-29 had no credit cards whatsoever. Back in 2005, before the Great Recession hit, just 9% […]

by Briana Fabbri
Employment
October 25, 2013

When Bad Credit Gets in the Way of Employment

Employers commonly use credit checks to get an objective view of job candidates. While this practice is legal according to the federal government, as many have found, employer credit checks can be debilitating to those in desperate need of a job. Employer credit checks are commonly associated with jobs at the executive level or within […]

by Briana Fabbri
Eldercare
October 23, 2013

The Financial Fallout of Caring for Aging Parents

It’s one of the harsh realities of aging: at some point, our parents will reach the age when they need help with basic tasks, from meal preparation to bathing. Millions of Americans people take on care of elderly parents themselves rather than hiring outside help or sending aging parents to a nursing home. According to […]

by Briana Fabbri
5 Questions Consumers Should Be Able To Answer About the FDIC
October 21, 2013

5 Questions Consumers Should Be Able To Answer About the FDIC

You read about the Federal Deposit Insurance Corporation back in high school history class, and you probably hear the acronym quickly rattled off at the end of TV commercials, or see the sign in the window of your bank. But what exactly does the FDIC do for everyday consumers like you and me? Let’s run […]

by Briana Fabbri
Fitness Infographic
October 18, 2013

Infographic: How Exercise Can Save Billions in Preventable Medical Care

Recent data shows that getting up and active is not only good for your health, it’s also good for your wallet. Here’s a look at the financial damage of preventable diseases like diabetes and obesity, and how we can protect ourselves with a bit of fun and affordable exercise.   DISCLAIMER: Although NetCredit is an online […]

by Briana Fabbri
Employer Credit Checks
October 18, 2013

Employer Credit Checks: Know Your Rights

You know that bad credit can damage your ability to buy a home or get a loan, but for many Americans, a less-than-perfect credit report also looms when it comes to securing a new job. According to federal law, potential and current employers are allowed to check a candidate or employee’s credit report. That being […]

by Briana Fabbri
Thumbnail image for How Much Does It Cost To Raise A Kid in 2013?
October 16, 2013

How Much Does It Cost To Raise A Kid in 2013?

Whether you are a parent or not, you’re probably well aware that raising a child isn’t cheap. The cost of diapers, clothes, healthcare, housing and countless other expenses add up – but have you ever tried to put a number on the annual cost of raising a child? The answer depends heavily on a family’s […]

by Briana Fabbri
Personal Finance in School
October 9, 2013

5 Ways To Improve Personal Finance Education In Schools

As any parent or teacher knows, the sooner you introduce a young person to a concept – be it math, manners or foreign language – the more opportunities they have to grab hold and learn. The same is undoubtedly true in the realm of personal finance. According to a report from the Council for Economic […]

by Briana Fabbri

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