Line of Credit up to $4,500
You can't always predict when money's going to be tight. But you can be prepared.
This won't affect your credit score.
It's easy to get money with your personal line of credit.
Apply
Our secure application takes just minutes. Depending on your application, you could be approved for a line of credit of up to $4,500.
Get Funds
You can take a Cash Advance from your Available Credit whenever you need funds. You’ll get your money the next business day or sooner, after a 10% Cash Advance Fee is deducted.
Repay
You’ll have a Minimum Payment each Billing Cycle, which includes a portion of your Cash Advance Balance plus a Statement Balance Fee. Your payment history is reported to major credit bureaus, meaning you can build credit history with on-time minimum repayments.
Head to the Rates & Terms for more details and to learn what is offered in your state. For a full list of terms and definitions, visit the Line of Credit glossary page.
What can our line of credit give you?
Flexibility
With a line of credit, you can get the money you need from your credit limit, repaying only based on what you've borrowed.
Benefits
The Fee Saver feature means consecutive on-time payments make your outstanding balance fee go down. That makes it even more affordable to get money when you need it. Learn more at our Rates & Terms and check back for more benefits that reward on-time payments.
Confidence
NetCredit is owned by Enova, a publicly traded company (NYSE:ENVA), and has been helping customers meet their financial needs for more than a decade.
What do I need to apply for a line of credit?
You must be 18 or older.
(19+ in AL and DE.)
You must have a personal checking account.
You must have an active email address.
You must have a verifiable source of income.
This won't affect your credit score.