Loan Amounts
$1,000 – $10,000
APR Range
34% – 36%
Loan Duration
6 – 60 months
This won't affect your credit score.
On loans with an interest rate of 36% or less, a 5% origination fee will be deducted from the amount of the loan. Interest rate is distinct from APR, and you can learn more about the difference at our FAQ.
You may be charged a late fee of $15 if you fail to make all or any part of a scheduled installment payment within 10 days of its scheduled installment due date.
This is Derek.
Here’s what his repayment will look like.
Loan Duration
40 months
Monthly Repayment
$211
Loan terms vary based on application details and qualifications.
This is Joyce.
Here’s how that looks after her 5% origination fee is assessed.
Loan Amount
$3,000
Amount Deposited in Account
(Amount requested - 5% origination fee)$2,850
We are proud to operate in compliance with South Dakota regulations.
If we are unable to address your questions or concerns, you can also contact your state regulatory agency:
SD Division of Banking
1601 N Harrison Ave., Suite 1
Pierre, SD 57501
Phone: 605.773.3421
Fax: 866.326.7504
Email: banking@state.sd.us
dlr.sd.gov
This won't affect your credit score.