Navigating the Health Insurance Marketplace
November 27, 2013

Navigating the Health Insurance Marketplace

  With the introduction of the Affordable Care Act, and the already intimidating nature of insurance, navigating the health insurance marketplace can be a confusing, intimidating and even scary experience. If the world of PPOs, premiums and deductibles leaves you scratching your head, take a look at the tips below to help you make the […]

What Are Consumer Reporting Agencies?
November 13, 2013

What Are Consumer Reporting Agencies?

  When it comes to analyzing your credit score, the terminology and number of resources at your disposal can make it all seem truly overwhelming. One of the terms that could cause confusion is consumer reporting agencies. What are consumer reporting agencies? Simply put, consumer reporting agencies are the forces behind credit reports. Among other […]

October 23, 2013

The Financial Fallout of Caring for Aging Parents

It’s one of the harsh realities of aging: at some point, our parents will reach the age when they need help with basic tasks, from meal preparation to bathing. Millions of Americans people take on care of elderly parents themselves rather than hiring outside help or sending aging parents to a nursing home. According to […]

5 Questions Consumers Should Be Able To Answer About the FDIC
October 21, 2013

5 Questions Consumers Should Be Able To Answer About the FDIC

You read about the Federal Deposit Insurance Corporation back in high school history class, and you probably hear the acronym quickly rattled off at the end of TV commercials, or see the sign in the window of your bank. But what exactly does the FDIC do for everyday consumers like you and me? Let’s run […]

Affordable Vacations
September 23, 2013

Affordable Vacations: 7 Tips for Planning Trips on the Cheap

Americans are notorious for letting vacation days go to waste. Why are we so anti-vacation? Studies show that 87% of Americans say they would take more leisure time if they felt they had the time and money to do so. While there’s not much we can do to get your boss off your back, we […]

Late Retirement Planning
August 9, 2013

Late Start on Retirement Savings? Start With These Tips

“Start early” is one of the first tips any financial planner will offer regarding retirement. But if you find yourself age forty or older with little to no savings set aside for retirement, simply wishing you’d started earlier won’t get you anywhere. We spoke with two certified financial planners who offered tips specifically for those […]

Gender Wage Gap
August 7, 2013

How Women Can Earn More Despite the Widening Wage Gap

Earlier this month we talked about new “breadwinner moms” – a group made up of one part well-off, married mothers and one part single moms hovering just slightly over the poverty threshold. But how are women in general fairing in terms of wages as compared to their male counterparts? Let’s take a look at the […]

Breadwinner Mom
July 24, 2013

New ‘Breadwinner Moms’ Aren’t Necessarily Well-Off

Between recent headlines about the new “breadwinner moms” and the rise of two powerful working moms in the tech industry (Yahoo!’s Marissa Mayer and Facebook’s Sheryl Sandberg), it appears that earning power and financial status might be changing course for the American mom. Before we mark this transition down in history, however, let’s take a […]

Retirement Savings
July 12, 2013

Half of Americans Worry They Won’t Have Enough to Retire

Few tasks are as daunting as putting enough money away for retirement. According to a 2013 survey from the Employee Benefit Research Institute, working Americans are worried that their retirement savings simply won’t cut it. A small minority of Americans – just 13% – are “very confident” about having enough money for a comfortable retirement. […]

Middle Income Student Loans
July 10, 2013

Students from Middle Income Families Rack Up More Education Debt

Given the high cost of tuition, room and board, it’s not easy for families to pull together the funds to send their kids away to college, no matter how much money they make. But it would be easy to assume that this cost is toughest for low-income families, right? Not exactly. According to a study […]