Our Rates & Terms

See what we offer in your state:

Loan Details in Idaho

$1,100 – $10,000

Loan amounts

34% – 155%*

APR Range

6 – 60 months*

Loan duration

Check Your Eligibility

This won’t affect your credit score!

Below, you can read more about our typical loan offer and the regulator information in your state.

Loan terms vary based on application details and qualifications.

You may be charged a late fee of $15 if you fail to make all or any part of a scheduled installment payment within 10 days of its scheduled installment due date.

*Loans with interest rates at or below 36% may include an origination fee of 1-5% and may not be eligible for 60-month terms. See below to learn how origination fees apply.

Example Loan With Origination Fee
Joyce is approved for
$6,000
at 38.44% APR
She receives
$5,700
($6,000 - 5% ($300) origination fee)
She repays
$98.97
per month for 60 months

State regulator information:

We are proud to operate in compliance with Idaho regulations. Visit the Idaho Department of Finance website and search for NetCredit to see our license listing.

If we are unable to address your questions or concerns, you can also contact your state regulatory agency:

Department of Finance
800 Park Boulevard, Suite 200
P.O. Box 83720, Boise, ID 83720-0031
Phone: 208.332.8000
Fax: 208.332.8097
www.finance.idaho.gov

Last Updated April 10, 2018