Missouri Rates & Terms

Personal Loan

Loan Amounts

$1,000 – $10,000

APR Range

34% – 155%

Loan Duration

6 – 60 months Loans with interest rates at or below 36% may not be eligible for 60-month terms.

Check Your Eligibility

This won't affect your credit score.

Fees

Late Fee:

You may be charged a late fee of $15 if you fail to make all or any part of a scheduled installment payment within 15 days of its scheduled installment due date.

Typical Loan Example

This is Derek.

  • Derek applies and is approved for a personal loan of $2,758.
  • His loan's APR is 100%.
  • He customizes his loan duration to make sure his monthly repayment is manageable.

Here’s what his repayment will look like.

Loan Duration

34 months

Monthly Repayment

$233

Loan terms vary based on application details and qualifications.

Typical Loan Example at Maximum APR

This is Joyce.

  • Joyce applies and is approved for a personal loan of $1,800.
  • Her loan's APR is 155%.
  • She customizes his loan duration to make sure his monthly repayment is manageable.

Here’s what her repayment will look like.

Loan Duration

22 months

Monthly Repayment

$251

State Regulator Information

We are proud to operate in compliance with Missouri regulations.

If we are unable to address your questions or concerns, you can also contact your state regulatory agency:

Missouri Division of Finance
Harry S Truman State Office Building, Room 630
PO Box 716, Jefferson City, Missouri 65102
Phone: 573.751.3242
Fax: 573.751.9192
www.finance.mo.gov

Check Your Eligibility

This won't affect your credit score.