recycling

5 Ways to Improve Your Recycling Habits

Here’s a sobering statistic: 4.4 pounds of trash are produced per person per day in the United States.1 That’s the most in the world! Meanwhile, only 1.5 pounds of materials are recycled per person per day in the U.S.1 Clearly, we still have some work to do, but it can be […]

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5 Ways To Be Charitable Without Spending Money

Unfortunately, there are many people who would like to donate money to charity but just aren’t in the position to do so. You don’t have to feel like a miserly curmudgeon (or just plain down about your finances) when you ignore fundraising solicitations. If you use the things you can […]

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What Do I Need to Know About Renters Insurance?

Although 35 percent of the U.S. population rents, a whopping 7 in 10 renters don’t have a renters insurance policy. PolicyGenius co-founder Francois de Lame says that renters are usually hesitant to purchase a policy even though it’s often in their best interest to do so. Do you rent? Should you purchase a renters […]

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APR

Why Is the APR Higher on Short-Term Loans?

The annual percentage rate (APR) is a consumer financing tool used to compare one loan offering with another. APR is often confused with interest rate — it’s actually the cost of money borrowed expressed as an annualized rate. Lenders are required by law to disclose the APR to consumers before […]

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regrow food

10 Foods You Can Regrow and Save

The basic things we cannot live without tend to take up the majority of our budget: food, housing and utilities. While we can’t cut any of them out completely, there are certain actions we can take to help decrease how much we spend on them. The area that is most […]

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