5 Ways To Be Charitable Without Spending Money

Unfortunately, there are many people who would like to donate money to charity but just aren’t in the position to do so. You don’t have to feel like a miserly curmudgeon (or just plain down about your finances) when you ignore fundraising solicitations. If you use the things you can […]

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What Do I Need to Know About Renters Insurance?

Although 35 percent of the U.S. population rents, a whopping 7 in 10 renters don’t have a renters insurance policy. PolicyGenius co-founder Francois de Lame says that renters are usually hesitant to purchase a policy even though it’s often in their best interest to do so. Do you rent? Should you purchase a renters […]

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How to Make Objective Decisions Header Image

How to Make Objective Decisions

We make decisions every day, some very important and others less so. They range from what to have for lunch or how to spend your weekend to leaving your job or having a child. It’s surprising, then, how little attention we pay to one of decision-making’s biggest variables: our own […]

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APR

Why Is the APR Higher on Short-Term Loans?

The annual percentage rate (APR) is a consumer financing tool used to compare one loan offering with another. APR is often confused with interest rate — it’s actually the cost of money borrowed expressed as an annualized rate. Lenders are required by law to disclose the APR to consumers before […]

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regrow food

10 Foods You Can Regrow and Save

The basic things we cannot live without tend to take up the majority of our budget: food, housing and utilities. While we can’t cut any of them out completely, there are certain actions we can take to help decrease how much we spend on them. The area that is most […]

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How to Pitch a New Idea to Your Boss

One of the most rewarding parts of work is having your ideas accepted and seeing them in action. Getting your suggestions accepted can be a real challenge if you’re not in charge, however. What can you do to convince your boss your ideas are worth trying? Maybe your boss doesn’t […]

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