Why Is the APR Higher on Short-Term Loans?

The annual percentage rate (APR) is a consumer financing tool used to compare one loan offering with another. APR is often confused with interest rate — it’s actually the cost of money borrowed expressed as an annualized rate. Lenders are required by law to disclose the APR to consumers before […]

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10 Foods You Can Regrow and Save

The basic things we cannot live without tend to take up the majority of our budget: food, housing and utilities. While we can’t cut any of them out completely, there are certain actions we can take to help decrease how much we spend on them. The area that is most […]

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How to Pitch a New Idea to Your Boss

One of the most rewarding parts of work is having your ideas accepted and seeing them in action. Getting your suggestions accepted can be a real challenge if you’re not in charge, however. What can you do to convince your boss your ideas are worth trying? Maybe your boss doesn’t […]

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8 Unusual Ways to Earn Money

Looking to supplement your income to help cover your expenses? There may come a time where your income just isn’t enough, or you may just want to build up your savings. If you find yourself in either position, there are a few non-traditional ways to earn extra cash in your […]

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How Do Car Loans Affect Your Credit?

Public transit has become a way of life for many young adults and city dwellers, but the convenience of having your own car is an advantage that many people can’t pass up. Of course, that convenience comes with a cost. The average price of a new car is $34,077, and […]

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Which Sleep Pattern is Right for You? Header Image

Which Sleep Pattern is Right for You?

Done right, sleep is a real treat — relaxing, refreshing and good for you. Unfortunately, many of us struggle to get a good night’s sleep. In some cases, it might be because your sleep pattern doesn’t fit your needs. How can you know which sleep pattern is the best for […]

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