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How Emotionally Intelligent Are You?

Emotional intelligence is your ability to perceive, understand and manage emotions. You use it every day whether you’re hard at work in the office or dealing with a friend in crisis. Good emotional intelligence improves your relationships and your professional outlook. But how do you know if you’ve got it […]

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How Do Banks and Lenders Set Interest Rates?

For many consumers, the way banks and lenders set interest rates on their automobile loans, credit cards and other finance products often seems to be clouded in mystery. Is the rate something the Federal Reserve Bank Chairman designates? Are the rates determined in closed-door meetings? Let’s walk through all the […]

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The Best Budget BBQ Party Ideas

The days are getting longer, the temperatures are rising and the kids are days away from the end of the school year — that’s right — BBQ season is here! The tradition of BBQ parties is a summer staple for a reason — everyone loves an opportunity to get together with friends […]

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The Hidden and Upfront Costs of RV Ownership

The beautiful summer months can inspire families to get outside and explore their local woods and campgrounds. Summer can even inspire some to buy an RV of their own. Although your family may get a lot of enjoyment from a camper or motorhome, it’s not a purchase that should be […]

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Most Expensive Cities in the US

How to Save in an Expensive City

It’s a common practice for management to raise their employees’ salaries every year to account for the increase in the cost of living (COLA) to help them maintain their lifestyles. These raises are calculated off of a cost of living index, but are typically around 3% of your annual salary. That small increase can make a significant difference for some, while for others, it’s necessary just to get by.

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Will Student Loans Hurt Your Ability to Buy a Home?

A house, 2.5 kids and a white picket fence: It’s the classic American dream. But with the cost of a four-year degree rivaling (if not surpassing) the cost of a modest home, some fear that young America’s ability to attain those decades-old aspirations could be threatened.

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