California Rates & Terms

Personal Loan

Loan Amounts

$2,500 – $10,000

APR Range

36.00% – 41.33%

Loan Duration

12 – 60 months Maximum duration of 48 months for loans of less than $3,000

Check Your Eligibility

This won't affect your credit score.


Late Fee:

You may be charged a late fee of $15 if you fail to make all or any part of a scheduled installment payment within 15 days of its scheduled installment due date.

Typical Loan Example

This is Derek.

  • Derek applies and is approved for a personal loan of $6,300.
  • His loan's APR is 36%.
  • He customizes his loan duration to make sure his monthly repayment is manageable.

Here’s what his repayment will look like.

Loan Duration

49 months

Monthly Repayment


Loan terms vary based on application details and qualifications.

State Regulator Information

We are proud to operate in compliance with California regulations.

If we are unable to address your questions or concerns, you can also contact your state regulatory agency:

Department of Financial Protection and Innovation
2101 Arena Boulevard
Sacramento, CA 95834
Phone: 866.275.2677
Fax: 916.445.7205

Check Your Eligibility

This won't affect your credit score.