November 2013

How Much Does The Average American Spend on Holiday Shopping?
November 29, 2013

How Much Does The Average American Spend on Holiday Shopping?

  Even with Cyber Monday and Black Friday sales, it is still very easy to spend more than you intended during the holiday season. In fact, getting a great deal on one gift item could encourage you to spend extra on another item. So, how much does the average American actually spend on holiday shopping? […]

by Briana Fabbri
Navigating the Health Insurance Marketplace
November 27, 2013

Navigating the Health Insurance Marketplace

  With the introduction of the Affordable Care Act, and the already intimidating nature of insurance, navigating the health insurance marketplace can be a confusing, intimidating and even scary experience. If the world of PPOs, premiums and deductibles leaves you scratching your head, take a look at the tips below to help you make the […]

by Briana Fabbri
Black Friday & Cyber Monday: Good or Bad for the Budget?
November 25, 2013

Black Friday & Cyber Monday: Good or Bad for the Budget?

  Every year, retailers boast Black Friday and Cyber Monday that often seem to good to pass up. Flash sales and midnight doorbusters have become an annual occurrence, and even though eager shoppers find themselves camping out in front of malls and department stores to get gadgets at low prices, the question remains: “Are these […]

by Briana Fabbri
What is COBRA?
November 22, 2013

What is COBRA?

  With talk of insurance and the Affordable Care Act dominating the news for the last several months, you may have heard others mention COBRA. Although it’s allows workers the ability to continue group health benefits under certain circumstances, it involves much more than that. What is COBRA? COBRA stands for the Consolidated Omnibus Budget […]

by Briana Fabbri
Teens and Cars: a Teen Driving Safety Guide for Parents
November 21, 2013

Teens and Cars: a Teen Driving Safety Guide for Parents

While many parents may dread it, many teenagers look forward to getting their driver’s license and the freedom it brings. Driving also brings responsibility with it, which some teenagers fail to understand. The rate of traffic accidents for teenager drivers is higher than for any group of people. Over 3,000 teenagers between the ages of […]

by Reynaldo Villar
How Holiday Shopping Affects Credit Reports
November 20, 2013

How Holiday Shopping Affects Credit Reports

According to the National Retail Federation, the average holiday shopper will spend $738 on gifts and seasonal items. Although some consumers take the attitude that the holidays are a time to splurge, the truth is that poorly thought-out spending can negatively affect credit. Maxing out credits cards is very easy to do during the holiday […]

by Briana Fabbri
How To Minimize the Cost of Thanksgiving Travel
November 18, 2013

How To Minimize the Cost of Thanksgiving Travel

  The holidays are the perfect opportunity to spend time with friends and family, but if you live far away from your loved ones, it can easily add up in travel costs. To help keep your travel expenses to a minimum this Thanksgiving, we spoke with Mark Drusch, Chief Supplier Relations Officer of CheapOair.com for […]

by Briana Fabbri
How Do Car Loans Affect Your Credit?
November 15, 2013

How Do Car Loans Affect Your Credit?

Public transit has become a way of life for many young adults and city dwellers, but the convenience of having your own car is an advantage that many people can’t pass up. Of course, that convenience comes with a cost. As of August of this year, the average price of a new car was $31,252, […]

by Briana Fabbri
What Are Consumer Reporting Agencies?
November 13, 2013

What Are Consumer Reporting Agencies?

  When it comes to analyzing your credit score, the terminology and number of resources at your disposal can make it all seem truly overwhelming. One of the terms that could cause confusion is consumer reporting agencies. What are consumer reporting agencies? Simply put, consumer reporting agencies are the forces behind credit reports. Among other […]

by Briana Fabbri
Credit Report Credit Score
November 8, 2013

Credit Reports vs. Credit Scores: What’s the Difference?

  As a consumer and a television viewer, you hear the terms “credit report” and “credit score” all the time. Contrary to popular belief, though, these terms are not synonymous. Credit reports and credit scores have different formats, different uses and different availability, and as a consumer it’s important to be familiar with each and […]

by Briana Fabbri

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