Debt Management

How Much Does The Average American Spend on Holiday Shopping?
November 29, 2013

How Much Does The Average American Spend on Holiday Shopping?

  Even with Cyber Monday and Black Friday sales, it is still very easy to spend more than you intended during the holiday season. In fact, getting a great deal on one gift item could encourage you to spend extra on another item. So, how much does the average American actually spend on holiday shopping? […]

Black Friday & Cyber Monday: Good or Bad for the Budget?
November 25, 2013

Black Friday & Cyber Monday: Good or Bad for the Budget?

  Every year, retailers boast Black Friday and Cyber Monday that often seem to good to pass up. Flash sales and midnight doorbusters have become an annual occurrence, and even though eager shoppers find themselves camping out in front of malls and department stores to get gadgets at low prices, the question remains: “Are these […]

What is COBRA?
November 22, 2013

What is COBRA?

  With talk of insurance and the Affordable Care Act dominating the news for the last several months, you may have heard others mention COBRA. Although it’s allows workers the ability to continue group health benefits under certain circumstances, it involves much more than that. What is COBRA? COBRA stands for the Consolidated Omnibus Budget […]

How To Minimize the Cost of Thanksgiving Travel
November 18, 2013

How To Minimize the Cost of Thanksgiving Travel

  The holidays are the perfect opportunity to spend time with friends and family, but if you live far away from your loved ones, it can easily add up in travel costs. To help keep your travel expenses to a minimum this Thanksgiving, we spoke with Mark Drusch, Chief Supplier Relations Officer of for […]

Credit Report Credit Score
November 8, 2013

Credit Reports vs. Credit Scores: What’s the Difference?

  As a consumer and a television viewer, you hear the terms “credit report” and “credit score” all the time. Contrary to popular belief, though, these terms are not synonymous. Credit reports and credit scores have different formats, different uses and different availability, and as a consumer it’s important to be familiar with each and […]

Financial Advisor
November 6, 2013

Do I Need A Financial Planner?

  Whether you’re saving for your child’s education or putting money away for retirement, financial planning is a complex process. Between a barrage of confusing terminology and economic turbulence, these decisions can be intimidating for someone who is new to the world of finance. There are plenty of professionals out there who can help you […]

401k Alternative
October 30, 2013

5 Alternatives To The 401k

  So your employer doesn’t offer a 401k. While there are several obvious benefits to this common retirement plan (including easy set up and the possibility of matching contributions from your employer), that doesn’t necessarily mean you’re out of luck when it comes to saving for retirement. Here are five alternatives to the traditional and […]

Credit Card Use
October 28, 2013

Why Millennials Are Choosing Debit Rather Than Credit

These days a substantial number of young adults are opting out of credit cards altogether. In a recent study, FICO nicknamed the Millennial generation “The Young and the Cardless.” According to their research, in 2012, 16% of those ages 18-29 had no credit cards whatsoever. Back in 2005, before the Great Recession hit, just 9% […]

Employer Credit Checks
October 18, 2013

Employer Credit Checks: Know Your Rights

You know that bad credit can damage your ability to buy a home or get a loan, but for many Americans, a less-than-perfect credit report also looms when it comes to securing a new job. According to federal law, potential and current employers are allowed to check a candidate or employee’s credit report. That being […]

Thumbnail image for How Much Does It Cost To Raise A Kid in 2013?
October 16, 2013

How Much Does It Cost To Raise A Kid in 2013?

Whether you are a parent or not, you’re probably well aware that raising a child isn’t cheap. The cost of diapers, clothes, healthcare, housing and countless other expenses add up – but have you ever tried to put a number on the annual cost of raising a child? The answer depends heavily on a family’s […]