Loan Qualification

How Do Car Loans Affect Your Credit?
November 15, 2013

How Do Car Loans Affect Your Credit?

Public transit has become a way of life for many young adults and city dwellers, but the convenience of having your own car is an advantage that many people can’t pass up. Of course, that convenience comes with a cost. As of August of this year, the average price of a new car was $31,252, […]

by Briana Fabbri
Understanding and Improving Credit Scores (Infographic)
February 14, 2013

Understanding and Improving Credit Scores (Infographic)

More Americans are becoming increasingly aware of the importance of credit scores, but what do those three digits really mean. This 3-part infographic discusses how lenders view scores and reviews several interesting facts about credit scores, including what goes into determining your score, average scores and specific steps to improve your credit history and increase […]

by Briana Fabbri
Typical Elements in a Loan Agreement
November 8, 2012

Typical Elements in a Loan Agreement

  As you prepare to open a credit line, a credit card or even apply for a mortgage to buy a home, you will first need to complete a credit or loan application. Applications for credit can vary between lenders as well as by the type of loan being applied for. But most consumer loan […]

by Briana Fabbri
What’s With Those Instant and Pre-Approved Credit Offers?
November 1, 2012

What’s With Those Instant and Pre-Approved Credit Offers?

  You come home from work one day and you check your mail. There are the usual envelopes and magazines: a couple of pieces of junk mail, a card from your real estate agent and a letter from a bank asking you to apply for a pre-approved credit card. You’ve seen these credit offers before […]

by Briana Fabbri
Good Credit, Bad Credit and No Credit – Which Do You Have?
September 19, 2012

Good Credit, Bad Credit and No Credit – Which Do You Have?

  The world in which we live in prefers to operate on a cash basis. If you want to purchase something, like groceries or another type of goods, it will cost a set amount of money. So, in order to bring home your milk, eggs, and cheese, you need to pay cash to the store […]

by Briana Fabbri
Banks vs. Credit Unions
August 20, 2012

Banks vs. Credit Unions: Which is Best for You?

  The recent publicity surrounding increased fees and ethical conduct at America’s largest banks has resulted in a consumer backlash. This has led many customers to move their accounts from large banks to small local ones. It has also prompted some individuals to consider credit unions. Before opening an account at a credit union, it […]

by Briana Fabbri
Personal Loan Lender
May 30, 2012

How to Choose the Right Personal Loan Lender (and Avoid the Scam)

  If you have decided to get a personal loan, be sure to thoroughly check out your prospective lender first. All lenders are not created equal and some are quite risky. Here’s what you need to know to break down the different types of lenders: State-Regulated Lenders These are generally non-bank lenders, meaning independent consumer loan […]

by Briana Fabbri
Cosign Loan
May 23, 2012

4 Crucial Reasons You Shouldn’t Cosign a Loan

  If a friend or family member asked you to cosign their loan, would you? We all want to be generous and helpful when our loved ones are in need. But there are four giant reasons why you should say “No” if asked. If you can’t think of all four, don’t answer that request until […]

by Briana Fabbri

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