How Do Car Loans Affect Your Credit?
November 15, 2013

How Do Car Loans Affect Your Credit?

Public transit has become a way of life for many young adults and city dwellers, but the convenience of having your own car is an advantage that many people can’t pass up. Of course, that convenience comes with a cost. As of August of this year, the average price of a new car was $31,252, […]

Car Loan
November 4, 2013

3 Mistakes to Avoid When Financing a Car Purchase

  Picking out the make, model, color and all of the bells and whistles is the fun part of buying a new car. More difficult (and more important), though, are the decisions associated with financing that car purchase. After all, your auto loan and monthly payment decisions will affect your finances for years to come. […]

Car Purchase
October 28, 2013

Should I Buy Or Lease A Car with Less-Than-Perfect Credit?

  If you’re in the market for a new car, there are a lot of important decisions in your future, from financing to features. One of the first things you’ll need to determine, though, is whether you want to buy or lease an automobile. Both buying and leasing have their advantages, so it’s not an […]

Build Credit
July 21, 2013

4 Tips to Help You Build Your Credit and Save

Did you know your NetCredit loan may help you build your credit history? That’s right; we are now reporting payment activity to major credit bureaus because we are committed to helping you achieve your long-term financial goals. Here’s what this new feature means for you and your credit. Let’s start with some credit basics Your […]

Home Improvement Safety
July 15, 2013

Savings vs. Safety: 3 Home Projects to Think Twice About DIY-ing

Home improvement and repair costs can stack up quickly, and oftentimes they come when you least expect them. Tackling the problem yourself can be an affordable alternative to calling a repairman, and many Americans are doing so. But before you pick up that hammer, be sure to consider the risks, from legal to safety to […]

Middle Income Student Loans
July 10, 2013

Students from Middle Income Families Rack Up More Education Debt

Given the high cost of tuition, room and board, it’s not easy for families to pull together the funds to send their kids away to college, no matter how much money they make. But it would be easy to assume that this cost is toughest for low-income families, right? Not exactly. According to a study […]

George Washington Budget
July 3, 2013

George Washington Meticulously Tracked His Expenses, and You Can Too

Centuries-old expense reports tell us that George Washington was extremely meticulous about his expenses. While he refused a salary for his position as Commander-in-Chief of the Continental Army, he did accept reimbursement for his expenses. This image from the Library of Congress shows our first president’s handwritten records down to every last cent. We can […]

Home Improvement Budgeting
July 1, 2013

Home Improvement Budgeting: Which Costs Should You Plan For?

The leap from renting to owning is one of those classic markers of adulthood, and with that leap come new responsibilities from mortgage loan payments to homeowners insurance. One cost that catches some new homeowners off guard, though, is maintenance. After all, in the renters’ world, these costs are typically covered by the monthly rent […]

College Dropout Debt
June 3, 2013

Student Loan Delinquency Skyrockets Among Dropouts

There are countless programs in place to help high school students to make it to college, but what happens from there? Data shows that the college dropout rate is on the rise in America. Pathways to Prosperity, a 2011 report from the Harvard Graduate School of Education, points out that just 56% of college students […]

Middle Age Student Debt
May 31, 2013

Student Loan Delinquency Highest Among 40 Year-Olds

We typically think of student loan debt as an issue that plagues 20- and 30-year-olds. But a report from the Federal Reserve Bank of New York reveals that it is actually 40-somethings that have the highest student loan delinquency rate of any age group. According to the report, one third of the U.S.’s $900 billion […]