Personal Finance

Do I Need A Tax Professional?
December 9, 2013

Do I Need A Tax Professional?

As the year draws to a close, many consumers and business owners alike will begin thinking about prepping for next year’s tax returns. Although there are a host of self-serve services out there to help consumers file their own returns, we wanted to know when a consumer should take the jump and hire a tax […]

Do I Need A Financial Advisor?
December 2, 2013

Do I Need A Financial Adviser?

The term financial adviser is one that covers a large range of professions and services. So much so that consumers may not even be sure they’ll receive advice that’s relevant to them upon seeing a financial adviser. In reality, financial advisers can lend expertise on more than just stock market investments. We spoke with a […]

Navigating the Health Insurance Marketplace
November 27, 2013

Navigating the Health Insurance Marketplace

  With the introduction of the Affordable Care Act, and the already intimidating nature of insurance, navigating the health insurance marketplace can be a confusing, intimidating and even scary experience. If the world of PPOs, premiums and deductibles leaves you scratching your head, take a look at the tips below to help you make the […]

Financial Advisor
November 6, 2013

Do I Need A Financial Planner?

  Whether you’re saving for your child’s education or putting money away for retirement, financial planning is a complex process. Between a barrage of confusing terminology and economic turbulence, these decisions can be intimidating for someone who is new to the world of finance. There are plenty of professionals out there who can help you […]

Credit Check
November 1, 2013

Hard vs. Soft Credit Inquiries: What’s the Difference?

  Whether applying for a personal loan or interviewing for a new job, at one point or another you have probably been the subject of a credit check. Also known as a credit inquiry, this is a standard procedure that many financial institutions, companies and employers use to gather more information on a consumer’s credit […]

Credit Card Use
October 28, 2013

Why Millennials Are Choosing Debit Rather Than Credit

These days a substantial number of young adults are opting out of credit cards altogether. In a recent study, FICO nicknamed the Millennial generation “The Young and the Cardless.” According to their research, in 2012, 16% of those ages 18-29 had no credit cards whatsoever. Back in 2005, before the Great Recession hit, just 9% […]

October 25, 2013

When Bad Credit Gets in the Way of Employment

Employers commonly use credit checks to get an objective view of job candidates. While this practice is legal according to the federal government, as many have found, employer credit checks can be debilitating to those in desperate need of a job. Employer credit checks are commonly associated with jobs at the executive level or within […]

October 23, 2013

The Financial Fallout of Caring for Aging Parents

It’s one of the harsh realities of aging: at some point, our parents will reach the age when they need help with basic tasks, from meal preparation to bathing. Millions of Americans people take on care of elderly parents themselves rather than hiring outside help or sending aging parents to a nursing home. According to […]

5 Questions Consumers Should Be Able To Answer About the FDIC
October 21, 2013

5 Questions Consumers Should Be Able To Answer About the FDIC

You read about the Federal Deposit Insurance Corporation back in high school history class, and you probably hear the acronym quickly rattled off at the end of TV commercials, or see the sign in the window of your bank. But what exactly does the FDIC do for everyday consumers like you and me? Let’s run […]

Fitness Infographic
October 18, 2013

Infographic: How Exercise Can Save Billions in Preventable Medical Care

Recent data shows that getting up and active is not only good for your health, it’s also good for your wallet. Here’s a look at the financial damage of preventable diseases like diabetes and obesity, and how we can protect ourselves with a bit of fun and affordable exercise.