health care costs

How Do Americans Pay for Health Care Today?

For the past few years, one of the most talked about consumer issue has been the health care debate. Health care costs and health insurance coverage continue to be a concern for many legislators, politicians and individuals. When President Obama took office in 2009, providing access to affordable health care […]

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How Do Car Loans Affect Your Credit?

Public transit has become a way of life for many young adults and city dwellers, but the convenience of having your own car is an advantage that many people can’t pass up. Of course, that convenience comes with a cost. The average price of a new car is $34,077, and […]

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debit or credit

Credit vs. Debit Cards: Which Is Better?

Chances are you have a debit or a credit card in your wallet right now, maybe even both. Carrying cards instead of cash has several benefits: Cards tend to be safer, are very convenient, have additional cash-back rewards and they make transactions easier to track electronically. But is a debit [...]
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How Emotionally Intelligent Are You?

Emotional intelligence is your ability to perceive, understand and manage emotions. You use it every day whether you’re hard at work in the office or dealing with a friend in crisis. Good emotional intelligence improves your relationships and your professional outlook. But how do you know if you’ve got it […]

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How Do Banks and Lenders Set Interest Rates?

For many consumers, the way banks and lenders set interest rates on their automobile loans, credit cards and other finance products often seems to be clouded in mystery. Is the rate something the Federal Reserve Bank Chairman designates? Are the rates determined in closed-door meetings? Let’s walk through all the […]

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house header

Will Student Loans Hurt Your Ability to Buy a Home?

A house, 2.5 kids and a white picket fence: It’s the classic American dream. But with the cost of a four-year degree rivaling (if not surpassing) the cost of a modest home, some fear that young America’s ability to attain those decades-old aspirations could be threatened.

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