NetCredit

A More Personal Loan

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How can I repay my personal loan?

At NetCredit, we believe it's important to offer easy and convenient ways to pay back your loan. We offer two different automatic payment options so you never have to worry about forgetting a due date. When you apply for a personal loan, you'll have the opportunity to select your preferred option:

Electronic Fund Transfer (ACH Debits)

This is the more popular repayment method for many customers. We electronically debit your bank account for the amount you owe; debits are timed to coincide with your due dates. Typically, you will see the debit go through within 2 business days of your due date.

Remotely-Created Checks (RCCs)

We will create paper checks bearing your typed name, rather than your handwritten signature, drawn on your bank account for the amounts you owe and present these checks for payment. Although we try to time RCC payments to coincide with your due dates, this is not always possible due to processing delays from your bank. Typically, your payment will go through within 5 business days of your due date. If your bank is slow to process your RCC payment and you do not have money in your account when your check is presented, you may incur additional fees from your bank.

Of course, you can always change your preferences during the life of your loan.

NetCredit

Personal Loans Designed for You!

  • Easy online application
  • Less-than-perfect credit welcome
  • Instant eligibility decision
  • Friendly customer service
  • Funds deposited to your account

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