Personal Loans up to $10,000

Take Control of your finances

Check Your Eligibility

This won’t affect your credit score!

Pre-Approved and Pre-Qualified Credit Offers

What is a Pre-Approved Credit Offer?

Have you ever received a letter telling you you’re pre-approved for a loan or credit card? Pre-approved offers like these, whether they’re through direct mail or email, are a kind of advertising that banks and other private lenders use to grow business.

Companies sending out pre-approval offers often get your information directly from a credit bureau. In these situations, they look at your credit with what’s known as a “soft pull,” which doesn’t affect your credit score.

Pre-approved credit cards and pre-approval loans can be a legitimate way for banks and lenders to solicit business. Though these kinds of offers may say “instant approval,” in almost every case, the lender will still need to evaluate and confirm your application.

Pre-Qualified Loan Offers from NetCredit

In certain states, NetCredit partners with Republic Bank & Trust Company to provide certain individuals pre-qualified loan offers for up to $10,000 based on information in their credit reports. In other states, such loan offers are made by a member of the NetCredit family of companies. If you recently received a pre-qualified loan letter from us in the mail, it means you’re one of them. A pre-qualified loan offer through NetCredit can offer you the financial flexibility and security you need to reach your financial goals.

If you decide to apply, click “Check Your Eligibility” to complete your application.

An Easier Personal Loan

NetCredit makes it simple to check your eligibility and receive your funds.
Check Your Eligibility

To get started, fill out our short online form to see what you may qualify for. Thanks to My ScoreSaver™, this won’t affect your credit score.

Personalize and Sign

You'll learn instantly if you're eligible, and if so, you can use the My RightFit Tool™ to customize your loan amount and repayment terms to best fit your needs.

Borrow and Repay

If approved, your money will be deposited directly into your bank account, typically by the next business day. As you make your scheduled installment payments over time, My CreditBuilder will help you build positive credit history.

NetCredit is rated 8.5 out of 10 based on 170 reviews on Trustpilot

Check Your Eligibility

This won’t affect your credit score!