North Dakota Rates & Terms

Personal Loan

Loan Amounts

$2,100 – $20,000

APR Range

19.9% – 36%

Loan Duration

6 – 60 months

Check Your Eligibility

This won't affect your credit score.

Not all customers will be offered a loan amount above $10,000.


Late Fee:

If you fail to make all or any part of a scheduled installment payment within 15 days of its scheduled installment due date, you may be charged a late charge of the lesser of $15.00 or 5% of the unpaid amount.

Typical Loan Example

This is Derek.

  • Derek applies and is approved for a personal loan of $4,954.
  • His loan's APR is 35%.
  • He customizes his loan duration to make sure his monthly repayment is manageable.

Here’s what his repayment will look like.

Loan Duration

40 months

Monthly Repayment


Loan terms vary based on application details and qualifications.

State Regulator Information

We are proud to operate in compliance with North Dakota regulations.

If we are unable to address your questions or concerns, you can also contact your state regulatory agency:

Department of Financial Institutions
2000 Schafer Street, Suite G
Bismarck, ND 58501-1204
Phone: 701.328.9933
Fax: 701.328.0290

Check Your Eligibility

This won't affect your credit score.