NetCredit provides online installment loans to California residents with flexible amounts and payment plans — you can choose how much to apply for and customize how long you want to repay. Qualified borrowers may be eligible to spread payments over as many as five years.
You can quickly and easily check your eligibility online without affecting your credit score, and find out how much you’re able to borrow within minutes.
Here is a quick snapshot of the loan amounts and terms we offer in California:
|Minimum Loan Amount||Maximum Loan Amount|
|Minimum Loan Term||Maximum Loan Term|
|12 months||60 months|
Please note, the maximum duration for loans of less than $3,000 is 48 months.
Here is a typical NetCredit loan example in California:
|Loan Amount||APR||Loan Duration||Payments|
|$5,875||36.5%||54 Months||49 Monthly Payments of $219|
Pleasure to do business with. Transaction was absolutely fantastic. No hassle.
– Dennis N.
Great company with super service. Wonderful way to re-establish credit. Smooth and easy process. Prompt funding... I am still amazed how easy it was.
I applied at NetCredit and...had my loan the very next day... I would gladly recommend you to all my friends!
– Christine P.
NetCredit knows customer service. They made it simple and easy and were absolutely great to work with. I would highly recommend NetCredit.
– George M.
I was amazed at how easy and simple it was to secure a loan... I'm grateful for your trust in me.
– Joyce M.
California is one of the world’s top technological and economic leaders. Its vibrant economy includes a variety of industries ranging from agriculture and mineral extraction to biotechnology and IT. The number and strength of these diverse industries make California’s economy the largest and most unique in the country.