South Carolina Rates & Terms

Personal Loan

Loan Amounts

$1,300 – $10,000

APR Range

34% – 155%

Loan Duration

6 – 60 months

Check Your Eligibility

This won't affect your credit score.


Late Fee:

You may be charged a late fee of the lesser of $15 or 5% of the unpaid amount of the scheduled installment payment if you fail to make all or any part of a scheduled installment payment within 10 days of its scheduled installment due date.

Typical Loan Example

This is Derek.

  • Derek applies and is approved for a personal loan of $2,837.
  • His loan's APR is 79%.
  • He customizes his loan duration to make sure his monthly repayment is manageable.

Here’s what his repayment will look like.

Loan Duration

47 months

Monthly Repayment


Loan terms vary based on application details and qualifications.

State Regulator Information

We are proud to operate in compliance with South Carolina regulations.

NetCredit is licensed in South Carolina by the South Carolina Board of Financial Institutions, Consumer Finance Division.

If we are unable to address your questions or concerns, you can also contact your state regulatory agency:

South Carolina State Board of Financial Institutions (Consumer Finance Division)
1205 Pendleton Street, Suite 306
Columbia, SC 29201
Phone: 803.734.2020
Fax: 803.734.2025

South Carolina Pamphlets

Check Your Eligibility

This won't affect your credit score.